March 15, 2019
The House Committee on Energy and Commerce Democrats launched an investigation into Short-Term, Limited Duration Insurance (STLDI) plans. STLDI plans are exempt from Affordable Care Act rules governing plans sold on the individual market, including rules on pre-existing condition exclusions, lifetime and annual limits, and minimum coverage standards. The Trump Administration has expanded availability and maximum coverage period of these plans. The Committee sent letters to 12 insurance companies and brokers requesting documents and information relating to the marketing, underwriting process, applicant materials and coverage denials for STLDI plans.